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How Does Lease To Purchase Work?
Find a home for sale that you love. We purchase the home on your behalf. You sign a 2 year lease with a locked in rental rate along with the right to purchase the home at any time. If you decide to not purchase the home we will resell the home along side you and find a new option. Whatever you decide, we are with you!
Apply For Approval Online
Fill out our FREE application from your computer. The application takes less than 5 minutes to complete! We qualify based upon income and down payment amount. We DO NOT pull credit. Upon completion you will receive your pre-approval letter!
Find A Home You Love
After approval, search within the markets we serve for any home! Work with your realtor to write offers and negotiate a purchase price.
Upon acceptance of an offer, you must provide APC Homes with your option consideration and closing costs (if you opt to pay closing costs) within 3 days.
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We Purchase
And Lease It To You
You sign our 2-15 year lease agreement which includes all obligations and locked in rental rate. After you sign we have the property inspected and appraised. We then close on the property and you move in!
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You Rent And Decide When To Purchase
You now rent the property at your agreed upon rate. We report all on time payments to the credit bureaus to expedite your mortgage eligibility. Once you qualify for a mortgage, you will then refinance the home into your own name!